The Citi® Diamond Preferred® Card, from our partner Citi, offers new cardholders 21 months of 0% introductory APR from the date of first transfer. Who Should Use This Credit Card? Borrowers who need more time to pay off debt or big-ticket purchases. Furthermore, there is a balance transfer fee of either $5 or 5% of the transfer amount, whichever is greater.ĪPR: After the intro 0% APR offer concludes, a variable APR will apply. If you transfer a balance with this offer, after the 0% intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full. Once the no-interest offer concludes, a variable APR between 16.74% – 27.49%, based on creditworthiness, will apply to all balances. New customers also enjoy 0% APR on new purchases made during the first 12 months of account opening. Limited time offer: Earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening. Note that all balance transfers must occur within the first four months of opening the account. Intro APR: New cardholders enjoy an introductory 0% APR on balance transfers for 21 months from the date of first transfer. If you’re looking for a way to bypass the interest and supercharge your debt repayment efforts, here are the best balance transfer credit cards available from our partners. Best Balance Transfer Credit Cards From Our Partners † 0% APR offer also available for new purchases. Variable APR based on creditworthiness applies after this offer concludes.Ĭapital One VentureOne Rewards Credit CardĬapital One SavorOne Cash Rewards Credit Cardīalance Transfer Offer: 0% intro APR on purchases and balance transfers for the first 15 months Balance Transfer Credit Card Comparison: Credit Cardīalance Transfer Offer: 0% intro APR for 21 months on balance transfers from date of first transfer†īalance Transfer Offer: 0% intro APR on balance transfers for the first 18 monthsīalance Transfer Offer: 0% intro APR on balance transfers and purchases for 15 monthsīalance Transfer Offer: 0% intro APR for 15 months on balance transfers from date of first transfer†īalance Transfer Offer: 0% intro APR for 15 months from account opening on purchases and qualifying balance transfersĪPR: 18.74%, 23.74%, or 28.74% (Variable)Ĭapital One Quicksilver Cash Rewards Credit Cardīalance Transfer Offer: 0% intro APR on purchases and balance transfers for the first 15 months.
>Read the methodology our credit card experts use to determine the best balance transfer cards from our credit card partners, or skip to most frequently asked questions about balance transfer cards.
A balance transfer can take away the interest charges for a limited period of time, allowing you to put all of your payments toward principal. The good news is that, with balance transfer credit cards, it’s possible to tackle that debt a little bit faster. The interest rates alone can make it practically impossible to feel like you’re making meaningful headway. Trying to pay off credit card debt can be a huge undertaking.
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